Completely Free Tool — No Hidden Fees

Claim Your Japanese

Pension Refund

Left Japan after working?

Use our completely free online tool to generate your lump-sum pension application.
In just a few minutes, your completed documents will be ready to print, sign, and submit.

Start Your free Application

No sign-up required

Takes about 10 minutes

Multilingual support

Built by a licensed tax advisor

Completely Free Tool — No Hidden Fees

Claim Your Japanese

Pension Refund

Left Japan after working?

Use our completely free online tool to generate your lump-sum pension application.
In just a few minutes, your completed documents will be ready to print, sign, and submit.

Start Your free Application

No sign-up required

Takes about 10 minutes

Multilingual support

Built by a licensed
tax advisor

The Problem

Applying on your own
is confusing

Applying on your own
is confusing

Complex Japanese forms

Complex Japanese forms

The official application is in Japanese only. One wrong field and your claim gets rejected.

The official application is in Japanese only. One wrong field and your claim gets rejected.

The official application is in Japanese only.
One wrong field and your claim gets rejected.

Unclear document requirements

Unclear document requirements

Passport copies, pension booklet, bank details, cover letter — it's hard to know exactly what you need.

Passport copies, pension booklet, bank details, cover letter — it's hard to know exactly what you need.

Passport copies, pension booklet, bank details, cover letter
— it's hard to know exactly what you need.

Agencies charge ¥30,000–70,000

Agencies charge ¥30,000–70,000

Most services charge high fees for something you're legally allowed to do yourself.

Most services charge high fees for something you're legally allowed to do yourself.

Most services charge high fees for something
you're legally allowed to do yourself.

Our Solution

We built a tool that
does it for you

We built a tool that
does it for you

¥0

Fill out a simple form in your language. We generate your completed pension withdrawal application, a document checklist, and a cover letter — all ready to print and mail to Japan Pension Service.

Fill out a simple form in your language. We generate your completed pension withdrawal application, a document checklist, and a cover letter — all ready to print and mail to Japan Pension Service.

Fill out a simple form in your language.
We generate your completed pension withdrawal application,
a document checklist, and a cover letter — all ready to print
and mail to Japan Pension Service.

What Is It?

Lump-sum Withdrawal Payment

Lump-sum Withdrawal Payment

If you worked in Japan and paid into the pension system (厚生年金 or 国民年金), you can claim back your contributions as a one-time payment after you leave the country. This is called the Lump-sum Withdrawal Payment (脱退一時金).

The amount depends on how long you contributed. The longer you worked in Japan, the more you get back. You must apply within 2 years of leaving Japan.

If you worked in Japan and paid into the pension system (厚生年金 or 国民年金), you can claim back your contributions as a one-time payment after you leave the country. This is called the Lump-sum Withdrawal Payment (脱退一時金).

The amount depends on how long you contributed. The longer you worked in Japan, the more you get back. You must apply within 2 years of leaving Japan.

110,000+

110,000+

110,000+

Claims filed per year
by foreign workers

Claims filed per year by foreign workers

Up to 5 yrs

Up to 5 yrs

Up to 5 yrs

of contributions
can be refunded

of contributions can be refunded

2 years

2 years

2 years

deadline to apply
after leaving Japan

deadline to apply after leaving Japan

Am I Eligible?

Who can apply?

Who can apply?

You qualify for the lump-sum withdrawal if all of the following apply:

You qualify for the lump-sum withdrawal if all of the following apply:

Not a Japanese national

This benefit is exclusively for foreign nationals.

Contributed for 6+ months

You paid into the pension system
(厚生年金 or 国民年金) for at least 6 months.

No longer living in Japan

You've already left Japan and don't have a registered address there.

Not receiving a pension

You haven't qualified for any Japanese pension benefits (disability, survivor, etc.).

Application Process

4 simple steps to your refund

Our tool handles the hard part. You just fill in your details.

Our tool handles the hard part.
You just fill in your details.

1

Fill Out Our Form

Enter your personal info, pension details, and bank account. Available in your language.

~10 minutes

2

Receive Your
Documents by Email

We prepare your completed application form, document checklist, and cover letter — and send everything directly to your inbox as PDF files.

Instant

3

Print, Sign & Mail

Print the documents, sign them, attach the required copies, and mail everything to Japan Pension Service.

~30 minutes

4

Receive Your Payment

Japan Pension Service reviews your application and transfers the money to your bank account.

3–6 months

5

Optional

Get Your 20% Tax Back

Japan withholds 20.42% tax from your pension payment. In most cases, you can reclaim the full amount — our licensed tax accountant handles everything online.

Up to 20.42% back

See details

Application Process

4 simple steps to your refund

Our tool handles the hard part. You just fill in your details.

1

Fill Out Our Form

Enter your personal info, pension details, and bank account. Available in your language.

~10 minutes

2

Receive Your
Documents by Email

We prepare your completed application form, document checklist, and cover letter — and send everything directly to your inbox as PDF files.

Instant

3

Print, Sign & Mail

Print the documents, sign them, attach the required copies, and mail everything to Japan Pension Service.

~30 minutes

4

Receive Your Payment

Japan Pension Service reviews your application and transfers the money to your bank account.

3–6 months

5

Optional

Get Your 20% Tax Back

Japan withholds 20.42% tax from your pension payment. In most cases, you can reclaim the full amount — our licensed tax accountant handles everything online.

Up to 20.42% back

See details

What You Get

What You Get

What You Get

Everything you need, generated instantly

From tax filing to
international transfer,
all done by licensed professionals.

Completed Application Form

Your pension withdrawal form
(脱退一時金裁定請求書) filled in correctly, matching the official format,
ready to print and sign.

Your pension
withdrawal form
(脱退一時金裁定請求書) filled in correctly, matching the official format,
ready to print and sign.

Document Checklist

Document
Checklist

A clear, multilingual checklist of every document you need to include — passport copy, pension booklet, bank details, and more.

Cover Letter

Cover
Letter

A Japanese cover letter (送付状) addressed to Japan Pension Service, listing all enclosed documents.

After your pension arrives
— reclaim the 20% tax


20% of Your Money
was Withheld as Tax


Once you receive your pension payment, there's one more step worth taking.

Japan withholds 20.42% tax from your payment.
In most cases, you can reclaim 100% of it — our licensed tax accountant handles everything online.

Licensed tax accountant (税理士)

Filed via e-Tax — fully online

Refund sent to your bank via Wise

¥22,000

¥22,000

¥22,000

Tax included · The lowest price in the market

Learn How to Reclaim Your 20%

More About the Tax Refund Service

Customer Stories

Real Stories. Real Refunds.

People from around the world have successfully claimed their Japanese pension refund
— easily, from home, with our free tool.

"I just answered simple questions in Vietnamese and my application was ready in about 10 minutes. I never had to wonder what to write — then I printed it out and sent it. A few months later, the payment arrived."

"I just answered simple questions in Vietnamese and my application was ready in about 10 minutes. I never had to wonder what to write — then I printed it out and sent it. A few months later, the payment arrived."

🇻🇳

Tran M.H.

Tran M.H.

Vietnam · Technical Intern · Machining · 3 years in Japan

Vietnam · Technical Intern · Machining · 3 years in Japan

"The guide even included a mailing label, so I never had to figure out what to prepare. I just gathered the documents, put them in an envelope, and dropped it in the mailbox. I couldn't believe how straightforward it was."

"The guide even included a mailing label, so I never had to figure out what to prepare. I just gathered the documents, put them in an envelope, and dropped it in the mailbox. I couldn't believe how straightforward it was."

🇨🇳

Li J.W.

Li J.W.

China · Technical Intern · Food Processing · 2 years in Japan

China · Technical Intern · Food Processing · 2 years in Japan

"I completed everything on my phone after returning to Indonesia. The tool walked me through each step in Bahasa Indonesia, and the Japanese documents were generated automatically. I never expected it to be this easy from abroad."

"I completed everything on my phone after returning to Indonesia. The tool walked me through each step in Bahasa Indonesia, and the Japanese documents were generated automatically. I never expected it to be this easy from abroad."

🇮🇩

Rizky A.P.

Rizky A.P.

Indonesia · Technical Intern · Construction · 5 years in Japan

Indonesia · Technical Intern · Construction · 5 years in Japan

*Names are shown as initials for privacy.

FAQ

Frequently Asked Questions

Frequently Asked Questions

Get Started!

Is this really free? What’s the catch?

How long does it take to receive the pension payment?

Can I apply while I’m still in Japan?

What documents do I need?

I’ve already received my pension. Can I get the tax back?

What is the 2-year deadline?

Who built this tool?

Ready to claim your pension?

It takes about 10 minutes. No account needed. Completely free.

*Your information is used only to generate your application documents.
We do not store or share your personal data.

Start Your Free Application

Ready to claim your pension?

It takes about 10 minutes. No account needed. Completely free.

*Your information is used only to generate your application documents.
We do not store or share your personal data.

Start Your Free Application

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