Completely Free Tool — No Hidden Fees
Your Pension.
Your Data.
Handled Safely.
Your Pension.
Your Data.
Handled Safely.
Our free tool — built and operated by a licensed Japanese tax firm—
generates every document you need, safely and instantly.
No middlemen. No data risk.
Our free tool — built and operated by a licensed Japanese tax firm— generates every document you need, safely and instantly.
No middlemen. No data risk.
No sign-up required
Built by a licensed tax firm (税理士事務所)
Your personal data is handled securely and never shared
Your personal data is handled
securely and never shared
Takes about 10 minutes
What Is It?
Lump-sum Withdrawal Payment (脱退一時金)
The Lump-sum Withdrawal Payment (脱退一時金)
is a one-time refund of pension contributions available
to foreign nationals who worked in Japan for 6 months or more.
Applications must be submitted within 2 years of cancelling
your Japanese residence registration.
This free tool automatically generates the official application form (脱退一時金裁定請求書)
and all required documents— ready to print and mail to Japan Pension Service.
What Is It?
Lump-sum Withdrawal Payment (脱退一時金)
The Lump-sum Withdrawal Payment (脱退一時金)
is a one-time refund of pension contributions available to foreign nationals who worked in Japan for 6 months or more.
Applications must be submitted within 2 years of cancelling your Japanese residence registration.
This free tool automatically generates the official application form (脱退一時金裁定請求書)
and all required documents— ready to print and mail to Japan Pension Service.
Important to know
Your pension payment comes with a 20% tax deduction.
Your pension payment comes
with a 20% tax deduction.
When Japan Pension Service pays your lump-sum withdrawal,
they automatically withhold 20.42% as tax.
This means you receive approximately 80% upfront
— and the remaining 20% can be reclaimed separately through a tax refund filing.
When Japan Pension Service pays your lump-sum withdrawal, they automatically withhold 20.42% as tax.
This means you receive approximately 80% upfront — and the remaining 20% can be reclaimed separately through a tax refund filing.
When Japan Pension Service pays your lump-sum withdrawal,
they automatically withhold 20.42% as tax.
This means you receive approximately 80% upfront —
and the remaining 20% can be reclaimed separately through
a tax refund filing.
① Pension Payment Application (this free tool)
① Pension Payment Application
(this free tool)
① Pension Payment Application
(this free tool)
Claim your lump-sum withdrawal
from Japan Pension Service.
Takes a further 3–6 months after submission.
Free
② Tax Refund (separate, optional)
② Tax Refund
(separate, optional)
Reclaim the 20.42% withheld tax through
a licensed tax accountant.
Takes a further 2–4 months after filing.
¥22,000
See details
This free tool covers Step ①. If you also want to recover the withheld tax (Step ②), our separate tax refund service is available for ¥22,000.
This free tool covers Step ①.
If you also want to recover the withheld tax (Step ②), our separate tax refund service is available for ¥22,000.
This free tool covers Step ①. If you also want to recover the withheld tax (Step ②),
our separate tax refund service is available for ¥22,000.
Customer Stories
Real Stories. Real Refunds.
People who've already claimed their pension refund.
People who've already
claimed their pension refund.
"I just answered simple questions in Vietnamese and my application was ready in about 10 minutes. I never had to wonder what to write — then I printed it out and sent it. A few months later, the payment arrived."
"I just answered simple questions in Vietnamese and my application was ready in about 10 minutes. I never had to wonder what to write — then I printed it out and sent it. A few months later, the payment arrived."
🇻🇳
Tran M.H.
Tran M.H.
Vietnam · Technical Intern · Machining · 3 years in Japan
Vietnam · Technical Intern · Machining · 3 years in Japan
"The guide even included a mailing label, so I never had to figure out what to prepare. I just gathered the documents, put them in an envelope, and dropped it in the mailbox. I couldn't believe how straightforward it was."
"The guide even included a mailing label, so I never had to figure out what to prepare. I just gathered the documents, put them in an envelope, and dropped it in the mailbox. I couldn't believe how straightforward it was."
🇨🇳
Li J.W.
Li J.W.
China · Technical Intern · Food Processing · 2 years in Japan
China · Technical Intern · Food Processing · 2 years in Japan
"I completed everything on my phone after returning to Indonesia. The tool walked me through each step in Bahasa Indonesia, and the Japanese documents were generated automatically. I never expected it to be this easy from abroad."
"I completed everything on my phone after returning to Indonesia. The tool walked me through each step in Bahasa Indonesia, and the Japanese documents were generated automatically. I never expected it to be this easy from abroad."
🇮🇩
Rizky A.P.
Rizky A.P.
Indonesia · Technical Intern · Construction · 5 years in Japan
Indonesia · Technical Intern · Construction · 5 years in Japan
*Names are shown as initials for privacy.
Why Trust Us
A licensed Japanese tax firm.
Built to protect your pension — and your data.
A licensed Japanese tax firm.
Built to protect your pension — and your data.
Official Tax Firm
Official
Tax Firm
Operated by 米満建太郎税理士事務所, a Japanese tax accounting firm licensed by the government.
Operated by 米満建太郎税理士事務所,
a Japanese tax accounting firm licensed by the government.
Zero Data Storage
Zero
Data Storage
Your information is used only to generate your PDF documents. We never sell or share your data with third parties.
10 Minutes. Print. Sign. Mail.
No appointments. No back-and-forth. Fill in your details once and get every document you need, instantly.
Claiming your pension should
not require you to risk your personal data with an unverified agent.
As a licensed tax accountant
registered in Japan, I built this tool
so you never have to.
Claiming your pension should
not require you to risk
your personal data with an unverified agent.
As a licensed tax accountant
registered in Japan,
I built this tool
so you never have to.
Kentaro Yonemitsu
（米満建太郎）
Licensed Tax Accountant（税理士）
Registration No. 151201
Tokyo Tax Accountants' Association
— Kitazawa Branch
東京税理士会 北沢支部
LOOK UP ACCOUNTING
（米満建太郎税理士事務所）
lookup-accounting.com
Protect Your Information
Not every agent can
be trusted with your data.
Not every agent can
be trusted with your data.
To apply for your pension withdrawal payment, you'll need to share sensitive details — your name, date of birth, nationality, and bank account information.
In recent years, foreign nationals in Japan have been targeted by identity theft schemes. Stolen personal information has been used to open fraudulent bank accounts and commit financial fraud — often through unofficial community agents and social media groups.
To apply for your pension withdrawal payment, you'll need to share sensitive details — your name, date of birth, nationality, and bank account information.
In recent years, foreign nationals in Japan have been targeted by identity theft schemes. Stolen personal information has been used to open fraudulent bank accounts and commit financial fraud — often through unofficial community agents and social media groups.
Do not share this information with informal agents, Facebook groups,
or unverified websites.
Do not share this information with informal agents, Facebook groups,
or unverified websites.
Do not share this information with informal agents,
Facebook groups, or unverified websites.
Fraudulent Accounts
Fraudulent Accounts
Your data used to open bank accounts in your name without your knowledge.
Your data used to open bank accounts in your name without your knowledge.
Identity Theft
Identity Theft
Someone impersonates you for loans, contracts, or financial crimes.
Someone impersonates you for loans, contracts, or financial crimes.
Passport copies, pension booklet, bank details, cover letter
— it's hard to know exactly what you need.
SNS Scams
SNS Scams
Unofficial agents on Zalo or Facebook with no legal accountability — and no recourse if something goes wrong.
Unofficial agents on Zalo or Facebook with no legal accountability — and no recourse if something goes wrong.
Most services charge high fees for something
you're legally allowed to do yourself.
That's why, as a licensed Japanese tax office, we built a tool
— not an anonymous agent.
That's why we built a
tool operated by a licensed Japanese tax office
— not an anonymous agent.
That's why, as a licensed Japanese tax office,
we built a tool — not an anonymous agent.
What Is It?
The Lump-sum Withdrawal Payment
— what you're owed.
The Lump-sum Withdrawal Payment
— what you're owed.
If you worked in Japan and paid into the pension system (厚生年金 or 国民年金), you can claim back your contributions as a one-time payment after you leave the country. This is called the Lump-sum Withdrawal Payment (脱退一時金).
The amount depends on how long you contributed. The longer you worked in Japan, the more you get back.
If you worked in Japan and paid into the pension system (厚生年金 or 国民年金), you can claim back your contributions as a one-time payment after you leave the country. This is called the Lump-sum Withdrawal Payment (脱退一時金).
The amount depends on how long you contributed. The longer you worked in Japan, the more you get back.
110,000+
110,000+
Claims filed per year
by foreign workers
Up to 5 yrs
Up to 5 yrs
of contributions
can be refunded
2 years
2 years
deadline to apply
after leaving Japan
How It Works
4 simple steps to
your pension payment.
Our tool handles the hard part. You just fill in your details.
1
Fill Out Our Form
Enter your personal info, pension details, and bank account. Available in your language.
~10 minutes
2
Download Your Documents
We instantly generate your completed application form, document checklist, and cover letter as PDFs.
Instant
3
Print, Sign & Mail
Print the documents, sign them, attach the required copies, and mail everything to Japan Pension Service.
~30 minutes
4
Receive Your Payment
Japan Pension Service reviews your application and transfers the money to your bank account.
3–6 months
5
Optional
Get Your 20% Tax Back
Japan withholds 20.42% tax from your pension payment. In most cases, you can reclaim the full amount — our licensed tax accountant handles everything online.
Up to 20.42% back
See details
Am I Eligible?
You can apply if all of the following are true:
You can apply if all of the following are true:
Not a Japanese national
This benefit is exclusively for foreign nationals.
No longer living in Japan
You've left Japan and have cancelled your residence registration (住民票).
Contributed for 6+ months
You paid into the pension system (厚生年金 or 国民年金) for at least 6 months.
No valid re-entry permit
You cannot apply while holding a valid re-entry permit (再入国許可). You must either leave Japan without one, or wait until your permit expires.
Not receiving a pension
You haven't qualified for any Japanese pension benefits (disability, survivor, old-age, etc.).
How It Works
4 simple steps to
your pension payment.
Our tool handles the hard part. You just fill in your details.
1
Fill Out Our Form
Enter your personal info, pension details, and bank account. Available in your language.
~10 minutes
2
Download Your Documents
We instantly generate your completed application form, document checklist, and cover letter as PDFs.
Instant
3
Print, Sign & Mail
Print the documents, sign them, attach the required copies, and mail everything to Japan Pension Service.
~30 minutes
4
Receive Your Payment
Japan Pension Service reviews your application and transfers the money to your bank account.
3–6 months
5
Optional
Get Your 20% Tax Back
Japan withholds 20.42% tax from your pension payment. In most cases, you can reclaim the full amount — our licensed tax accountant handles everything online.
Up to 20.42% back
See details
Am I Eligible?
You can apply if all of the following are true:
Not a Japanese national
This benefit is exclusively for foreign nationals.
No longer living in Japan
You've left Japan and have cancelled your residence registration (住民票).
Contributed for 6+ months
You paid into the pension system (厚生年金 or 国民年金) for at least 6 months.
No valid re-entry permit
You cannot apply while holding a valid re-entry permit (再入国許可). You must either leave Japan without one, or wait until your permit expires.
Not receiving a pension
You haven't qualified for any Japanese pension benefits (disability, survivor, old-age, etc.).
What You Get
What You Get
Everything you need, generated instantly
Everything you need,
generated instantly
Completed Application Form
Your pension withdrawal form
(脱退一時金裁定請求書) filled in correctly, matching the official format,
ready to print and sign.
Your pension
withdrawal form
(脱退一時金裁定請求書) filled in correctly, matching the official format,
ready to print and sign.
Document Checklist
Document
Checklist
A clear, multilingual checklist of every document you need to include — passport copy, pension booklet, bank details, and more.
A clear, multilingual checklist of every document you need to include — passport copy, pension booklet, bank details,
and more.
Cover Letter
Cover
Letter
A Japanese cover letter (送付状) addressed to Japan Pension Service, listing all enclosed documents.
A Japanese cover letter (送付状) addressed to Japan Pension Service,
listing all enclosed documents.
The Lump-sum Withdrawal Payment Tax Refund
Withdrawal Payment Tax Refund
Ready to claim the remaining 20%?
Already received your pension payment? Reclaim the 20% tax that was withheld.
Already received your pension payment?
Reclaim the 20% tax that was withheld.
The Japan Pension Service automatically deducts 20.42% as withholding tax from your lump-sum withdrawal.
This is the second, separate filing — the Lump-sum Withdrawal Payment Tax Refund (退職所得の選択課税) —
that lets you recover all or most of that amount.
Unlike the pension application (which you can file yourself with our free tool), a Japanese tax return can only
be filed legally by a licensed tax accountant (税理士). We handle the entire process for you.
The Japan Pension Service automatically deducts 20.42% as withholding tax from your lump-sum withdrawal. This is the second, separate filing — the Lump-sum Withdrawal Payment Tax Refund (退職所得の選択課税) — that lets you recover all or most of that amount.
Unlike the pension application (which you can file yourself with our free tool),
a Japanese tax return can only be filed legally by a licensed tax accountant (税理士).
We handle the entire process for you.
Filed by our licensed tax accountant — fully online
Refund sent to your bank via Wise
Money-back guarantee if no refund is issued
¥22,000
Tax included · The lowest price in the market
Using someone without a Japanese tax license to file this return is illegal under Japan's Tax Accountant Act (税理士法).
Many people use informal brokers found via social media — but this puts your refund, and your tax records, at risk.
Always use a licensed professional.
Using someone without a Japanese tax license to file this return is illegal under Japan's Tax Accountant Act (税理士法).
Many people use informal brokers found via social media — but this puts your refund, and your tax records, at risk.
Always use a licensed professional.
FAQ
Ready to claim your pension?
It takes about 10 minutes. No account needed. Completely free.
*Your information is used only to generate your application documents.
We do not share your personal data.
Ready to claim your pension?
It takes about 10 minutes. No account needed. Completely free.
*Your information is used only to generate your application documents.
We do not share your personal data.